Owners of residences and commercial buildings in at least parts of five Wilkes County fire districts can expect to soon pay less for homeownerâs insurance.
The N.C. Department of Insurance announced earlier this month that it reduced fire suppression ratings for the Knotville, Broadway, Moravian Falls, Mountain View and Mulberry-Fairplains fire districts, effective April 1, 2021.
The private Insurance Services Office (ISO) inspects fire departments and rates them based on a Fire Suppression Rating Schedule from the N.C. Department of Insurance. Nine Wilkes fire departments were inspected in October.
This schedule considers emergency communications, fire department (including equipment and firefighter training hours) and available water supply. It also recognizes efforts fire prevention, public fire safety education and fire investigation efforts.