and with the holiday looming that for a lot of americans that s a concern. there is a problem to get presents under the tree and quite frankly to get trees. and santas at the mall. they don t want to take their eyes off. they do believe, they suggest this will be something that passes sometimes next year and sometimes at the midterm. they know there is potential for some real political peril here. a senate bank committee hearing turned tense yesterday. i don t know if they turned tense or stupid? they clashed at biden s pick