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Health insurance premiums can be reduced if you don't make a claim, policy cancellations to be less costly and more: 5 rule changes

Health insurance rule changes: To make health insurance policy more inclusive, flexible and customer-friendly, IRDAI has recently released a master circular on health insurance business. The regulator introduces new measures regarding cancellation charges, standardising no-claim bonus, and increasing claim settlement transparency. ET Wealth Online explores how these regulations empower policyholders and improve their health insurance experience. ....

Bhaskar Nerurkar , Pankaj Nawani , Sanjiv Bajaj , Bajaj Allianz , Abhishek Kumar , Health Administration Team , Bajajcapital Ltd , Development Authority Of India , Getty Images , Insurance Regulatory , Development Authority , Bajaj Allianz General , Claims Review , Claims Review Committee , Joint Chairman , Business News , Breaking News , Exit Polls News , Election Results News Events , Latest News Updates , Economic Times , Economic Times Prime ,

New Tax Regime: Confused about standard deduction and HRA exemption? Here's the answer!

It’s important to note that if you shift to the New Tax regime, the exemption for HRA will not be applicable. ....

Rajiv Bajaj , Bajajcapital Ltd , Dear Sir , Indian Budget , New Tax Regime , New Tax , House Rent Allowance , Income Tax Act , New Tax Regime , Old Tax Regime , Standard Deduction ,

I'm 41, and I wish to retire at 55 and have a monthly income of at least Rs 3 lakh. What should I do?

Ideally, one must have a well-balanced portfolio, including large & mid-cap, flexi-cap, and small-cap
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Rajiv Bajaj , Franklin India Flexi Cap Fund , Small Cap Fund , Cap Opportunities Fund , Bajajcapital Ltd , Large Mid Cap Fund , Mid Cap , Flexi Cap , India Flexi Cap , Cap Opportunities , Monthly Income , Mid Cap , Small Cap ,

Will I be subject to TDS provisions on the interest earned from my savings bank account or 5-year bank FD if I maintain a balance of around Rs 5-6 lakh?

On FDs, TDS is applicable at a rate of 10% if the total income from interest exceeds Rs 40,000 within a single financial year
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Rajiv Bajaj , Bajajcapital Ltd , Tax Deducted ,

Retirement Planning: How planning for retirement fuels passion projects

Retirement Planning: How planning for retirement fuels passion projects
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Rajiv Bajaj , Bajajcapital Ltd , Social Security , Financial Goals ,