we re also fixing what s called this has been the bane of driving me crazy when i was out of office the public service loan forgiveness program. this program forgives student loans to encourage those students who had those loans if they go into public service. think of the millions who are. public school teachers, local police officers, workers at local charities, members of the military and the national guard, and so many more. think of the folks who work for federal, state, local, governments keeping essential services going, responding to natural disasters, firefighters and cops, the program is designed so that if you serve in one of these jobs, you will be able to list those, accurately assess whether you do, and make your loan payments for ten years, even if it s not consecutive years your remaining balance will be forgiven. it s a great idea but the program is a mess. so inefficient and complicated too many people give up. think of a service member that defers their