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Housing Market 2023: Credit Score Needed To Buy Home May Not Be as High as You Think — Here's Why

Rising interest rates typically lead to a tightening of credit, which could make it harder for consumers to secure loans and mortgages. But if you're in the market for a house right now, you may not.

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DPA, CRM, QC, Asset Management Products; Deep Look at Housing and Rates: Not for the Faint-Hearted

Who can think of September 21st without thinking about Earth, Wind, and Fire? Yesterday I was on a United Airlines flight out of San Francisco to Savannah, in Row 14. There was no row 13… but I knew what row I was really in! Speaking of numbers, obvious or otherwise, this article caught my eye: The Average American Spends This Much on a Mortgage.” Credit unions and banks have obviously seen their residential lending volume drop but are usually able to move personnel to other departments within the company rather than lay them off. Figuring out how to increase business is a big topic, and Black homeownership is being discussed. For some perspective I turned to the St. Louis Fed with its extensive library of graphs. In fact, if you want to look at the opportunity for growth, look no further than the disparity in homeownership between White, Black, Asian, and Hispanic populations. (Today’s podcast can be found here and this week’s is sponsored by the Trade-In M

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