the fact the parents were on notice and failed to take action. good to see you, thank you for joining us this morning. a complicated case and helps to understand some of the law behind it. thomas crammer in oakland county. the omicron variant is here in the united states and it is spreading. if you re like me, you ve got a lot of questions and we re going to try to answer some of them right after this break. to try to answ serome of them right after this break this. is the planning effect. this is how it feels to know you have a wealth plan that covers everything that s important to you. this is what it s like to have a dedicated fidelity advisor looking at your full financial picture. making sure you have the right balance of risk and reward. and helping you plan for future generations. this is the planning effect from fidelity.