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Financial planning through the pandemic


This article appears in the June 2021 issue of Advisor’s Edge
Government support programs have helped businesses stay afloat during the Covid-19 pandemic, but for some, survival has also depended on their ability to beg, borrow or steal.
Canadian businesses have taken on extra bank loans and turned to family and friends, credit cards and mortgages to secure more cash, the Canadian Federation of Independent Business (CFIB) said in a February report. Some were forced to take from their “future selves” by drawing on retirement savings.
Elke Rubach, principal at Rubach Wealth in Toronto, Ont., volunteers with Advocis Connect, a pandemic program for struggling business owners offered by the association for financial advisors. “There were some businesses that were so cash-strapped and leveraged that you could not help them,” she said. They had to shut down and give their landlords notice. ....

Kyle Richie , Steve Ambeault , Elke Rubach , Jack Courtney , Andrew Feindel , Canadian Federation Of Independent Business , Canadian Federation , Independent Business , Rubach Wealth , Advocis Connect , Richardson Wealth , Private Wealth , Canada Emergency Business Account , Nova Scotia , கைல் பணக்காரர் , பலா கோர்ட்னி , கனடியன் கூட்டமைப்பு ஆஃப் சுயாதீனமான வணிக , கனடியன் கூட்டமைப்பு , சுயாதீனமான வணிக , ரிச்சர்ட்சன் செல்வம் , ப்ரைவேட் செல்வம் , கனடா அவசரம் வணிக எண்ணுதல் , நோவா ஸ்கோடியா ,