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Ask Rusty: Will taking 401K distributions affect my Social Security benefit? National Social Security Advisor Association of Mature American Citizens Foundation Dear Rusty: I’m 63 and retired from work, but not drawing Social Security. I have accumulated just over $300,000 in my rollover 401K IRA. My wife is still working full time, so we have medical, dental and vision coverage. I have a few questions: 1) When I take IRA distributions throughout the year, do those dollar amounts get reported to Social Security as income? 2) If not, will my SS benefit change (will I be penalized?) for not working and having zero income as I continue to withdraw investments and show no income? ....
How much money do I really need to retire? msn.com - get the latest breaking news, showbiz & celebrity photos, sport news & rumours, viral videos and top stories from msn.com Daily Mail and Mail on Sunday newspapers.