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EC's last minute Taxonomy change will boost energy-efficient mortgage production

By Bill Thornhill
19 Apr 2021
The European Commission has revised the final wording of its definition of an energy-efficient mortgage in its Taxonomy of Sustainable Economic Activities. The change will greatly improve prospects for originating Taxonomy-compliant green mortgages on buildings constructed before December 2020.
The EC has changed the wording of the delegated act which provides the detailed technical standards for the Taxonomy.
The revised draft takes account of comments made by banks that have signed up to the European Covered Bond Council’s Energy Efficient Mortgage Label. The latest wording presents
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2021 California first-time homebuyer assistance programs

2021 California first-time homebuyer assistance programs
Bankrate
12/22/2020
© George Steinmetz/Getty Images
Aerial view of Los Angeles homes
Buying a home for the first time can leave you with serious sticker shock. That s especially in true in California which has some of the highest property prices in the country. Those looking to crack the homeownership barrier in the Golden State can take advantage of several programs to help with down payment and closing costs.
The California Housing Finance Agency, or CalHFA, offers a comprehensive selection of homebuyer assistance programs, mostly geared toward first-time homebuyers with low or moderate incomes. In California, you re considered a first-time homebuyer if you haven t owned and occupied a home in three years. ....

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