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Liz Weston: Property owner considers paying taxes with credit card to earn rewards points

Liz Weston: Property owner considers paying taxes with credit card to earn rewards points
Updated 7:00 AM;
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By Liz Weston
Dear Liz: I am selling a rental property that I have owned for several years. I know I could do a 1031 exchange, which would allow me to put off the tax bill by investing in another commercial property. But I just want out. I’ll pay the capital gains tax and invest the rest of the proceeds. I am considering paying the taxes by credit card and taking on the 3% premium to get rewards points offered through the card issuer. Is this a dumb idea, or does it have some merit? ....

Dear Liz , Social Security , அன்பே லிஸ் , சமூக பாதுகாப்பு ,

Liz Weston: No need to file amended returns for refund of taxed unemployment benefits

Liz Weston: No need to file amended returns for refund of taxed unemployment benefits
Updated 7:30 AM;
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By Liz Weston
Dear Liz: You might want to inform your readers that they do not need to file an amended return if they filed before Congress passed its most recent stimulus plan, which excludes the first $10,200 of unemployment benefits. The IRS will automatically recalculate their taxes and refund the taxes paid on that amount of benefits.
Answer: In fact, the IRS is begging people not to file amended returns. (An exception, the IRS has said, is for those who the tax reduction would make newly eligible for the earned income tax credit or other tax breaks for lower income people.) The agency is still processing a backlog of returns and correspondence while issuing a third wave of stimulus payments and gearing up to send monthly child credit payments to millions of families. ....

Dear Liz , அன்பே லிஸ் ,

Help with money, mental health issues during the pandemic

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Dear Liz: I have a friend in dire financial straits. She has borrowed from her retirement, spends too much and didn’t pay her rent thinking she would get pandemic relief, but she makes too much to qualify for emergency rental assistance. She has mental health issues, which are being addressed by a therapist, but I would love to offer her financial counseling services as well. She is in her late 50s and desperately depressed over this. It’s hard to stand by when the rest of our friend group is doing well, and we’re not sure how to direct her. I would possibly be willing to pay for a financial counselor but will not “loan” her money because that is a losing proposition. ....

Pension Benefit Guaranty Corp , National Low Income Housing Coalition , National Foundation For Credit Counseling , Dear Liz , National Foundation , ஓய்வூதியம் நன்மை உத்தரவாதம் கார்ப் , தேசிய குறைந்த வருமானம் வீட்டுவசதி கூட்டணி , தேசிய அடித்தளம் க்கு கடன் ஆலோசனை , அன்பே லிஸ் , தேசிய அடித்தளம் ,

What the IRS says about that unemployment stimulus tax break - The San Diego Union-Tribune

The IRS promises to refund taxes that early filers paid on the first $10,200 of unemployment benefits earned last year. The money may not show up until summer. ....

Dear Liz , Social Security , அன்பே லிஸ் , சமூக பாதுகாப்பு ,

Liz Weston: How to find a fee-only financial planner

Liz Weston: How to find a fee-only financial planner
Updated Apr 11, 2021;
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By Liz Weston
Dear Liz: You often recommend in your column to seek the advice of a fee-only financial planner. Where would I find such a financial planner? Our understanding is that a person has to have at least $1 million of savings to invest before a “fee-only” financial planner will consult with you. Can you be more specific?
Answer: Once upon a time, it was difficult to find fee-only financial planners if you didn’t have a lot of money to invest. Many required you to invest at least $250,000 and charged 1% of those assets annually. ....

Xy Planning Network , Garrett Planning Network , Alliance Of Comprehensive Planners , National Assn , Dear Liz , Financial Counseling , Planning Education , Personal Financial Advisors , Comprehensive Planners , க்ஷி திட்டமிடல் வலைப்பின்னல் , காரெட் திட்டமிடல் வலைப்பின்னல் , கூட்டணி ஆஃப் விரிவான திட்டமிடுபவர்கள் , தேசிய அஸ்சன் , அன்பே லிஸ் , நிதி ஆலோசனை , திட்டமிடல் கல்வி , விரிவான திட்டமிடுபவர்கள் ,