Will I have to pay penalties for transferring my RA?

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Can the company enforce its terms and conditions without a signed contract?
By Mauro Forlin
22 Apr 2021 
00:20 
I have a retirement annuity with a company that was taken out in 2007. I have recently realised I am losing money with this investment. The growth is at -1.3% currently, so I am stopping payment and want to transfer the money. The company wants to charge me penalties for this. I have requested a copy of the signed terms and conditions where I agreed to these terms. It turns out they do not have a copy of the signed contract. Can they enforce their terms and conditions without a signed contract?

Related Keywords

, Pension Fund , Pension Fund Act , Prudential Investment Guidelines , ஓய்வூதியம் நிதி , ஓய்வூதியம் நிதி நாடகம் , விவேகமான முதலீடு வழிகாட்டுதல்கள் ,