Loan moratorium returns Modified12:16 am Key Highlights Loan moratorium returns Prime Minister Muhyiddin Yassin unveiled an RM150 billion stimulus package in conjunction with the indefinite extension of the total lockdown. A key announcement was the reintroduction of a six-month bank loan moratorium for all individual borrowers regardless of income levels. One main difference is that it will be on an opt-in basis this time. However, Muhyiddin assured the applications will be approved without any conditions or document requirements. However, applications from small and medium enterprises (SMEs) are still subjected to bank approval. The Small & Medium Enterprises Association appealed for the moratorium to be made automatic for SMEs as many who have missed payments while struggling to keep afloat during the pandemic have a hard time getting approval.