so this was kind of the moving target. so, yes, it took a lot of time on the policy side, on the market side, and there was a team in place with other people, outside experts coming in, kicking the tires, regular reports, regular dashboards on the tech side, but clearly the estimate that it was ready to go october 1st was just flat out wrong. >> did the white house oversell it? >> i don't think they did. i think what we said from the outset was, you know, this was fixing a very broken market where individuals really were on their own. if you were healthy and wealthy, you could get coverage. if you weren't, you were pretty much on your own if you didn't work for the right company. so that was fixed. we have millions of people, not only in the private marketplace, but millions more in expanded medicaid, which is going on around the country with republicans and democratic governors, and then there are a