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Landlord boom: EU enquiries for Buy-To-Let mortgages up 34%

Skipton sees huge increase from Hong Kong residents for BTLs

In the first quarter of 2021, mortgage completions trebled when compared to the same period of 2020. The Skipton said that both London and the South East of England were the most popular locations for purchasers, closely followed by the North West and Midlands. The additional 2% surcharge on overseas buyers of UK residential properties (which came into effect on 1 April 2021) and the original stamp duty land tax holiday deadline are most likely to be the cause of the increase, however demand is continuing, as investors look to the UK. Roger Hughes, business development manager at Skipton International, said: “The UK is deemed by many as a solid, stable jurisdiction and in the current low interest rate environment, many investors are looking to the UK residential market.

Skipton International cuts BTL rates by 0 50% | Mortgage Introducer

Skipton International has reduced its UK buy-to-let (BTL) rates for loans under £250,000 by 0.50%, for both fixed and tracker mortgages. The lender’s maximum loan-to-value (LTV) has also recently increased to 75%, and the firm has reintroduced the 10% overpayment allowance on all UK BTL mortgages. This follows the news that Skipton International’s BTL remortgage applications are currently being offered on a fee-free basis, which equates to the applicant benefitting from no application, product or legal fees, although the client will be required to pay a valuation fee. The offer is available on any remortgage application. Roger Hughes, business development manager at Skipton International said: “With strong demand from overseas residents for UK buy-to-let mortgages, we are always looking for opportunities to make our mortgage proposition more attractive.

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