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Operator Hello. My name is Philip, and I ll be your conference operator today. At this time, I would like to welcome everyone to the MediaAlpha Q4 2020 earnings conference call. [Operator instructions] I d now like to turn the call over to your host, Denise Garcia, with investor relations. Please go ahead. Investor Relations Thank you, Philip. Our discussion today will include forward-looking statements about our outlook for future financial results, including our financial guidance for the first quarter and the full-year 2021, which are based on assumptions, forecasts, expectations and information currently available to management. These forward-looking statements are subject to risks and uncertainties that could cause future results or events to differ materially from today s guidance. Please refer to the earnings release we filed with the SEC on Form 8-K and the shareholder letter we posted to the Investor Relations section of our website today for a fuller explanation of thos

Michael graham canaccord genuityMichael grahamFrank morganDaniel grosslightDenise garciaDaniel grosslight citiMike zaremskiTigran sinanyanMediaalpha incCredit suisseSteve yi coInvestor relationsChief executiveCory carpenterChief financialமைக்கேல் கிரஹாம் கானக்கோர்ட் உண்மையானது