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And if the new owner wants to live in it …. aj … Essentially over the past 20yrs we ve actually had to put money into the business to keep it afloat, and our tenants in their homes. We re now in the position of having shitloads of equity, but crap cash flow, and because I m close to retiring that isn t something I can sustain anymore. The trouble with this is that I ve heard this description from not only landlords but farmers as well, except farmers don t like to flaunt their equity in public. The total values of assets that can be realised is the figure that most people will focus on. If you have $10M in equity but moan your a e off about pitiful cashflow, then you generally won t get a lot of sympathy.

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