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HSBC UK unveils new 5% deposit mortgage range

HSBC UK unveils new 5% deposit mortgage range
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Eight clever tips to save you money when shopping online

From leaving items in your basket to going incognito on your web browser, Vicky Shaw looks at some dos and don ts of online shopping. Online shopping is a trend that appears firmly here to stay, even as more of the high street begins to open up again, as lockdown restrictions ease. A third (33 per cent) of people think they will continue to shop online more often for non-grocery items, even after the immediate threat of the pandemic has subsided, recent research from the Office of National Statistics (ONS) found. And one in five (21 per cent) will continue to shop more often online for groceries in the long-term.

One in three plan to leave lockdown savings untouched – survey

One in three plan to leave lockdown savings untouched – survey Vicky Shaw, PA Personal Finance Correspondent 8 April 2021, 1:53 pm A third of people who have managed to build savings during the coronavirus pandemic do not plan to spend any of this cash as restrictions are eased, according to a financial confidence survey. Just over half (56%) of people have managed to save during the lockdowns, comparethemarket.com’s household financial confidence tracker found. Some 33% of people plan to sit on the money they have put away rather than spend it, and the same proportion say they are planning to spend less than half of the money they have set aside.

Have you experienced any of these financial shocks over the past year?

Have you experienced any of these ‘financial shocks’ over the past year? By Vicky Shaw, For many people, the past year has caused a huge range of financial stresses and strains – whether that’s meant constantly checking their bank balance, or lying awake at night worrying about bills, or losing their job. Just thinking about our finances is enough to make more than half (52%) of us feel anxious, while two in five people (39%) say having a discussion about financial matters can make their heart rate quicken, according to a survey by MoneySuperMarket.com. Three in 10 (30%) meanwhile find the reality of looking at their bank statements an unpleasant experience.

Five handy haggling tips for home buyers

Many homeowners didn t negotiate on property price - but giving it a go could result in substantial savings. By Vicky Shaw.

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