Understanding the importance of giving back can lead to positive affirmations for children, making them feel as though they can make a difference in the world and help others less fortunate.
According to some studies, generosity towards others activates a part of our brain that is similar to feelings of pleasure – and can help us become more empathetic, responsible and kinder as adults.
But how do we teach our children how to give back and help others – and is there a certain age we should begin?
Host Felicity Glover is joined by Soniyaa Punjabi, a life coach and founder of Dubai-based well-being centre Illuminations, who shares her top tips on the best ways parents can teach their children about charity.
I have two credit cards and when my salary was reduced, I would use one credit card to pay the other. I would do this every month to keep the collection agents away, but I also used them for living expenses, such as buying food and paying for my phone and the internet.
However, I have now reached the credit limit on both cards and cannot use them. I will not be able to afford to pay even the minimum amount that is due at the end of the month and I am worried about what will happen if I start to miss payments on the credit cards.
The report found that hiring activity started to pick up in the fourth quarter of last year and this trend has continued into 2021. Meanwhile, 55 per cent of employees are confident that their salaries will remain stable for the rest of the year.
In fact, Hays says in its report that it doesn’t expect the pandemic to negatively affect salaries further in 2021, which is great news for employees.
But the big question is: will our salaries increase this year or do we need to remain patient and hope that 2022 brings us financial rewards?
Host Felicity Glover is joined by Chris Greaves, the managing director of Hays in the Middle East, who explains why salaries in the UAE will remain stable this year and gives his top tips on how to negotiate a pay rise.
The Debt Panel: Can I use my Ajman property to pay off a Dh171,000 debt?
However, I am worried about the debts we have here. While I haven’t missed any payments, supporting two households in two countries is a huge strain on our finances and my husband is diabetic and not working.
I plan to use some of my end-of-service benefit to pay off part of our debt, but I will need most of it to take home with me to continue supporting my family until I start working again.
We came here to work and make money to buy a house. But our children couldn’t attend a public school, so we went from one loan to a top-up loan, to a second and a third credit card to pay school fees. Instead of making money, we had to borrow money constantly just to send our boys to school.