Millions of Americans still face housing insecurity as a result of the COVID-19 pandemic, with nearly 15 percent behind on rent payments at the end of June. New York City not only houses the majority of the State’s renters but also had relatively high rates of rent-burdened tenants to the pandemic.
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Lenders, mortgage servicers, and other financial institutions should take note that New York State passed legislation extending the protections set forth in the COVID-19 Emergency Eviction and Foreclosure Prevention Act of 2020 and the COVID-19 Emergency Protect Our Small Businesses Act of 2021 to August 31, 2021. Thus, the requirements and stays with respect to residential and commercial foreclosures and evictions imposed by the legislation remain effective through August 31, 2021.
On May 4, 2021, Governor Cuomo signed a bill extending both (i) the COVID-19 Emergency Eviction and Foreclosure Prevention Act of 2020 (the “EEFPA”);[1] and (ii) the COVID-19 Emergency Protect Our Small Businesses Act of 2021 (“SBA”), to August 31, 2021[2] (S.6362-A/A.7175-A) (the “Extended Act”). The purpose of the Extended Act, which is effective immediately, is to maintain protections prohibiting residential and commercial evict
The Tenant Safe Harbor Act allows renters to cite the pandemic as a legal defense in court if they’re facing an eviction. But renters have been worried, Cea Weaver of the Upstate-Downstate Housing Alliance said.
USA TODAY Network
Shayla Black, 28, talks about the eviction case against her from when she was struggling to pay rent during the COVID-19 pandemic even though there was an eviction moratorium in place, Dec. 18, 2020 in her Harlem apartment. The whole process inspired her to start a tenant association in her building.
(Tania Savayan - The Journal News)
Clianda Florence-Yarde knew she wouldn’t be able to give her three sons something for Christmas that they yearned for: normalcy. In the leadup to the holiday typically associated with joy, Florence-Yarde, 40, had been readying to be evicted and removed from her three-bedroom Rochester townhouse with no place to go during a deadly pandemic.