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High Court rules against FBD on COVID-19 insurance

FBD building, Bluebell, Co Dublin. Last week, the High Court ruled against FBD Insurance in a landmark case taken by four publicans over FBD’s interpretation of its business interruption cover. The High Court ruling stated that FBD must pay insurance on claims made by publicans relating to the forced closure of their premises due to COVID-19 restrictions. The court also ruled that publicans can base their insurance claims on normal business levels, and not on the reduced level of trade caused by COVID-19 as argued by FBD. Publicans In short, FBD lost its High Court argument on all the major points of the case.

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