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Last modified on Fri 15 Jan 2021 13.53 EST
The guesthouse owner
Gary Lovatt, who runs the five-bedroom Laurel Bank guesthouse in Keswick in the Lake District, said he was “very happy” with the supreme court verdict, and “reasonably confident” he would now get a payout from his insurer.
Lovatt had tried to claim between £10,000 and £15,000 on his insurance policy after he was forced to close, but said he did not get very far because of his insurer’s “computer says no” approach.
Gary Lovatt. Photograph: FSB
Asked how much income he had lost, the 61-year-old said it was more than 50%.
He said that for a lot of small businesses, the loss of cashflow is a huge issue. “They haven’t got the resources that the large companies [have].”