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Operator Good morning, ladies and gentlemen and welcome to the Analyst and Investor Call for HSBC Holdings Plc s Interim Results 2021. For your information, this conference is being recorded. At this time, I will hand the call over to your host, Mr. Noel Quinn, Group Chief Executive. Noel Quinn Group Chief Executive Good morning in London and good afternoon in Hong Kong. I ve got Ewen with me today and I ll hand over to him shortly to go through the detail of our Q2 performance. First though, I ll start with a summary of the key highlights, our progress against our transformation plans, and in particular, what we re seeing with respect to growth. For the second quarter, a good operating performance supported by a net release of expected credit losses delivered reported pre-tax profits of $5.1 billion, up $4 billion on last year s second quarter.

Hong kongCity ofUnited kingdomNoel quinnMartin leitgeb goldman sachsMartin leitgebRahul sinhaRahul sinha jpmorganNoel quinn groupHsbc holdingsHoldings plc interimWorld resources instituteEwen stevenson groupGoldman sachsInvestor callInterim results