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Credit Scores for Mortgages Matter Now More Than Ever | Better Homes & Gardens

Mortgage rates might be exceptionally low these days, but borrowers will need impeccable credit to take advantage of them. Interest rates on home mortgage loans hit new lows a whopping 16 times in 2020. Meanwhile, the median credit score among mortgage borrowers rose to a record 786 during the pandemic, according to the New York Federal Reserve, which closely tracks consumer credit data. hand holding house in palm Image zoom Credit: Catherine Falls Commercial/Getty Images While mortgage rates are off their record lows this year, it’s a seller’s market in places like Austin, Sacramento, Boise, and even parts of Montana and inventory is struggling to keep up. “The housing market is entering the busy spring buying season with strong demand, says Joel Kan, President of Economic and Industry Forecasting for the Mortgage Bankers Association

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You Can Book a Private Room on Amtrak s Auto Train for Just $109 Right Now

You Can Book a Private Room on Amtrak s Auto Train for Just $109 Right Now
travelandleisure.com - get the latest breaking news, showbiz & celebrity photos, sport news & rumours, viral videos and top stories from travelandleisure.com Daily Mail and Mail on Sunday newspapers.

United statesMeena thiruvengadamCan bookPrivate roomAuto trainAmtrak trainஒன்றுபட்டது மாநிலங்களில்மீனா திருவேங்கடம்முடியும் நூல்ப்ரைவேட் அறைஆட்டோ தொடர்வண்டிஅம்ட்ராக் தொடர்வண்டி

Miami Is Creating a Gorgeous New Park Underneath Its Downtown Rail Lines

Credit: Robin Hill When finished, The Underline will provide a 22-mile loop for biking, walking, and jogging. According to Fast Company, it s expected to take 5% of traffic off the local roads and to create a safer environment for pedestrians and cyclists. And those pedestrians and cyclists won t need a car to get to The Underline, either. cyclists and walkers at The Underline Park Image zoom Credit: Robin Hill As long as you have access to mass transit, you can get here, and that s very unusual for parks and for green spaces a lot of times you have to drive there, Daly told

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Go Gorilla Trekking, Hang With Giraffes, and Sleep Under the Stars on This Epic 7-country African Safari

If you re counting down the days until you can embark on a glorious post-pandemic adventure, this $60,000 safari spanning several African countries might just be for you. The fast-paced journey from Africa Adventure Consultants combines several bucket-list trips into a single itinerary that covers seven countries in 20 days. The trip starts in Cape Town, makes a quick stop in South African wine country, and takes travelers from the Namibian desert to the Okavango Delta in Botswana (where Meghan Markle celebrated her 36th birthday). Visitors will also explore the central Serengeti, which hosts the annual migration each year, and go gorilla trekking at Volcanoes National Park in Rwanda.

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Niagara Falls Is Partially Covered in Ice — and It s Absolutely Stunning

It's been cold enough in the U.S. and Canada to turn Niagara Falls into a fairytale winter wonderland.

New yorkUnited statesNiagara fallsMeena thiruvengadamNiagara falls is partially coveredபுதியது யார்க்ஒன்றுபட்டது மாநிலங்களில்நயாகரா விழும்மீனா திருவேங்கடம்நயாகரா விழும் இருக்கிறது ஓரளவு மூடப்பட்ட