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Consumer Protection/FTC Advisory: ROSCA: The FTC s New Path To Monetary Damages? - Consumer Protection

Consumer Protection/FTC Advisory: ROSCA: The FTC s New Path To Monetary Damages? - Consumer Protection
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CFPB Blogs About Buy Now Pay Later | Sheppard Mullin Richter & Hampton LLP

To embed, copy and paste the code into your website or blog: On July 6, the CFPB posted a blog titled, “Should you buy now and pay later?” describing how buy now pay later (BNPL) deferred payment options work, and the benefits and risks that come with BNPL. Generally, if a consumer selects the BNPL option at an online checkout, “the purchase is . . . split into a payment schedule – typically four fixed payments made bi-weekly or monthly until the balance is paid in full.” The CFPB points out that transaction approval takes minutes, with no interest, finance charges, or hard credit inquiries.

CFPB on Buy Now Pay Later and How to Put in Practice

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