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Today s mortgage and refinance rates: April 26, 2021 | Rates dip If you buy through our links, we may earn money from affiliate partners. Learn more. Mortgage and refinance rates have decreased a little since last Monday. Rates are down more significantly since this time last month. Marvin Loh, Senior Global Macro Strategist at State Street, told Insider he expects mortgage rates to remain fairly steady until at least fall 2021. Popular Articles Mortgage rates heavily rely on the 10-year Treasury yield, Some of the factors that affect the Treasury yield, like inflation and employment, will probably change drastically in the coming months. Loh said the market will need time to determine which shifts are short-term and which are permanent before the 10-year treasury yield increases or decreases. So rates should stay low until the economy stabilizes.

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