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Michael Dunne
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Columbia s first M&A deal in California could spur more — in Oregon
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In my kitchen. with Nerys Whelan
In My Kitchen: Nerys Whelan Be Well 03 May 2021. Photography / Supplied
Chef Nerys Whelan has been working in kitchens she was just 16 years old. Early in her career she competed and won several culinary competitions early, which led to her being part of Team New Zealand in 2016 for the esteemed Bocuse D or - Asia Pacific Continental Selection. Thinking outside the box is part of Nerys skillset and she thrives on the challenge of creating and adapting recipes. In early 2019 she adopted a keto diet and noticing a lack of quality, easy-to-follow recipes, she decided to create her own and produced her debut cookbook, The Keto Chef s Kitchen. Nerys is a firm believer that following a keto lifestyle should be easy, indulgent, and sustainable. Here she shares a few insights into her lifestyle and cooking habits.
Operator
Ladies and gentlemen, thank you for standing by and welcome to Columbia Banking System s Fourth Quarter and Full Year 2020 Earnings Update. [Operator Instructions] I would now like to turn the call over to your host, Clint Stein, President and Chief Executive Officer of Columbia Banking System. Please go ahead, sir.
Clint Stein
President and Chief Executive Officer
Thank you. Carmen. Welcome and good morning, everyone. I thank you for joining us on today s call as we review our fourth quarter and full year 2020 results. Our earnings release and investor presentation are available at columbiabank.com.
Amidst the turmoil in 2020 caused by the pandemic, social unrest, turbulent financial markets, and contentious election cycle, Columbia achieved another record year. Pre-tax, pre-provision income of over $270 million was our best year yet, eclipsing in the record set just last year by $25 million. The pandemic drove our provision expense to credit losses to an all-time h