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How Black Women Can Shift to a More Money Mindset | POPSUGAR Money & Career

How Black Women Can Shift to a Money Mindset, According to Financial Therapists 3 Shares There is an endless amount of information online about transforming your finances, but if you don t first address your money beliefs, you may find it hard to really connect with any advice. I can relate because for a long time, I didn t believe money was accessible to me, or that I even deserved it. As a Black woman, I thought I had to work twice as hard to earn or deserve anything. And seeing as how we earn 21 percent less than white women and 38 percent less than white men in the US, I wasn t exactly wrong.

Educate Yourself To Financial Empowerment: 5 Finance Books Written By Black Women

It’s time to get your money right, sis! Financial literacy gives you the knowledge to make educated decisions regarding your finances. The same way one gains information on a topic they enjoy or a subject in school, financial literacy can give you the confidence to discuss your finances and empower you to make changes to better your financial health. You can’t grow what you don’t know and this includes your money. There are several components to financial literacy including income, spending, saving and investing, borrowing, budgeting, taxation, and financial management. Understanding these elements of financial literacy will help you manage your money better and provide you with good financial well being. Many people are often afraid to take a look at their finances; however, by understanding finances, knowing your financial standing, writing down your goals, and taking action to improve your financial health, you will be equipped to take control of your financial life.

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