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“An adviser puts in the research, they will go through a due diligence process and that’s why we have approved product lists, and there is a certain amount of research that goes into that,” Osborne said. “If the product provider has been shielding things from the research process… unfortunately what has happened in the past is that the adviser has been held accountable.” Osborne said advisers had been held responsible for lack of disclosures by product makers, which the Australian Securities and Investments Commission (ASIC) failed to pick up on. “It’s something that needs to be taken into account, simply because a product actually failed it does not mean the adviser has failed in their attempts to work in a client’s best interest and perform their due diligence,” Osborne said.

Peter johnstonPhil osborneSenate committeeInvestments commissionFinancial servicesCredit panelAssociation of independently owned financial professionalsIndependently owned financial professionalsBetter advice billAustralian securitiesபீட்டர் ஜான்ஸ்டன்பில் ஆஸ்போர்ன்செனட் குழுமுதலீடுகள் தரகுநிதி சேவைகள்கடன் குழு