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Higher Prices, More Disciplined Terms Bolster Insurance Industry
Paul Newsome, CFA, is a managing director and senior research analyst at Piper Sandler. Previously, he was a managing director and the senior insurance analyst in the research department of Sandler O’Neill + Partners. Before that, he was vice president and the senior property-casualty insurance company research analyst at A.G. Edwards and at Lehman Brothers. Newsome has worked in or covered the insurance industry for over 20 years. Prior to Lehman Brothers he worked at Dain in Minneapolis, and Oppenheimer and Company. Newsome received a bachelor’s degree in mathematics and economics from St. Olaf College, a master’s degree in accounting from New England College, and a master’s degree in economics from Iowa State University. Profile
Operator
Good morning, and welcome to the Palomar Holdings, Inc. First Quarter 2021 Earnings Conference Call. [Operator Instructions]
I would now like to turn this call over to Mr. Chris Uchida, Chief Financial Officer. Please go ahead, sir. Thank you. You may begin.
Mac Armstrong
Chairman, Chief Executive Officer and Founder
Thank you, Chris, and good morning, everyone. Today, I ll speak to our first quarter results at a high level and then discuss ongoing efforts to expand our business and drive profitable growth. From there, I ll turn the call back to Chris to discuss our financial results in more detail. We had a strong first quarter, a quarter that generated solid financial results and a quarter that puts us in a position to reap the long-term benefits of several key initiatives. Highlights of Q1 I would like to emphasize are as follows. First, our strong growth trajectory not only continue but actually accelerated as our gross written premium increased by 45% during the