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A depreciation cost guide for first-time car owners

Here’s a simple formula you can use to calculate your car’s average annual depreciation.  Annual depreciation = (Total cost of vehicle – Sale value of vehicle) / No. of years in service Car depreciation is never constant throughout your car’s 10-year life. A new car generally depreciates at a higher rate in the first three years, so avoid selling your car unless you absolutely have to due to unforeseen circumstances.  What makes up the total cost of your vehicle? To understand what contributes to the total cost of your car, zoom in on the following components.  Open Market Value (OMV)

Community Notes

COMMUNITY NOTES may be submitted for non-profit, civic or church-related events and published free of charge AS SPACE IS AVAILABLE in the Courier Journal.  Community Notes must be submitted in writing by 3pm Friday for consideration in the following week’s issue.   • Look for “Submit News” on our website  at www.courierjournal.net. • Fax to 256-760-9618;  • Mail to 219 W. Tennessee St, Florence, AL  35630; or • Bring in person. All properly submitted Community Notes which are dated will be posted weekly at www.courierjournal.net.   We do our best, however, there is no guarantee that this free information will be published each week in the paper.  Visit our website for a complete list of community notes.  If your item MUST appear  in the paper a certain week, we suggest you also place a paid ad by calling 256-764-4268.  That way it will be in at least one area of the paper.  When your community note is publish

Doctors seek refund of fee from Medical Council

Doctors seek refund of fee from Medical Council Updated: Updated: Nearly 90 of them had made double payment while applying for registration Share Article Nearly 90 of them had made double payment while applying for registration The Service Doctors and Postgraduates’ Association has written to the Tamil Nadu Medical Council seeking refund of registration fee paid to the Council last year. In a letter to the Council, SDPGA president P. Saminathan said several doctors had made double payment for registration. The Council was yet to refund the money paid by such candidates. “Nearly 90 doctors, who applied for registration in TNMC in the past one year, have paid double the fees due to the cumbersome online payment of fees and have applied for refund of the excess fees,” Dr. Saminathan wrote.

Pendragon International Media Ltd Terms and Conditions for Global Government Forum Training – Government & civil service news

Pendragon International Media Ltd Terms and Conditions for Global Government Forum Training 1. General Global Government Forum is a brand of Pendragon International Media Limited. With submission of a web booking or completion of the booking form, delegates enter into a binding agreement with Global Government Forum to attend a training event (“Event”) managed by Global Government Forum based on these terms and conditions. Any other terms and conditions contained in any booking or proposed by the delegate are not binding on Global Government Forum unless agreed by Global Government Forum in writing.  Global Government Forum reserves the right to refuse any booking.

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