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ASIC report explores how to measure ‘value for money’ in default insurance in superannuation
ASIC today released a report on measuring the value for money that Australians receive from default insurance provided by their superannuation funds.
Superannuation trustees must offer default death and permanent incapacity insurance benefits on an opt-out basis to most members in a MySuper product. Many trustees also choose to offer default insurance to members in Choice superannuation products.
Report 675 Default insurance in superannuation: Member value for money (REP 675) explores metrics that can help superannuation trustees analyse the value for money of default insurance and deliver better outcomes for members.
Many Australians watched the shit-show of the recent United States elections and questioned the level of democracy in that country. Alex Bainbridge asks if there's much of a difference here.