House passes debt collection bill cuinsight.com - get the latest breaking news, showbiz & celebrity photos, sport news & rumours, viral videos and top stories from cuinsight.com Daily Mail and Mail on Sunday newspapers.
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On 21 April 2021, the 11th Circuit held that a debt collector’s transmittal of a customer’s debt-related data to a third-party letter preparation vendor without authorization stated a Fair Debt Collection Practices Act (FDCPA) claim under 15 U.S.C. § 1692c(b). The 11th Circuit’s decision may have implications for the debt-collection businesses that outsource customer-related tasks to vendors.
In
Hunstein v. Preferred Collection and Management Services, Inc., the plaintiff incurred debt to a hospital for medical treatment.
1 The hospital transferred the debt to the defendant to collect.
CHICAGO For the ninth time in five months, the Seventh Circuit
ruled that a breach of the Fair Debt Collection Practices Act does not, by itself, cause an injury in fact. It rejected a debtor’s suit over a collection agency’s mailing of inconsistent debt amounts and unclear identification of her creditor
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On May 3, 2021, the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC) sent notification letters reminding the nation’s largest apartment landlords of federal protections in place to keep tenants in their homes and stop the spread of COVID-19. The Notification Letter points to the Centers for Disease Control and Prevention (CDC) eviction moratorium for non-payment of rent (CDC Moratorium), which the CDC extended through June 30, 2021, as well as recent guidance from the CFPB and FTC in support of the CDC Moratorium.
The Notification Letter also provides an overview of the CFPB’s final rule, effective May 3, 2021, addressing debt collector conduct associated with the CDC Moratorium. The CFPB and FTC explain that, under the Fair Debt Collection Practices Act (FDCPA), debt collectors seeking to evict certain tenants for non-payment of rent must provide such tenants with “clear and cons