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Financial Stability Review, May 2021

Financial Stability Review, May 2021 Foreword This is the third issue of the Financial Stability Review (FSR) prepared in the context of the coronavirus COVID-19 pandemic, with many euro area countries having faced a third wave of infections. As a result, a vast number of firms – particularly those in the services, leisure and travel sectors – still cannot operate normally, and the economy is still reliant upon policy support to prevent widespread unemployment, corporate insolvencies and economic contraction. The human and economic costs of the pandemic continue to accrue. That said, vaccination programmes are progressing and offering a route out of the pandemic. Financial markets have been driven by expectations of an upswing, exemplified by a striking rally in global equity markets. We are optimistic that financial and economic conditions will bounce back. There is, however, a reality that the pandemic will leave a legacy of higher debt and weaker balance sheets, which – i

Investment fund flows, risk-taking and monetary policy

Prepared by Margherita Giuzio, Christoph Kaufmann and Ellen Ryan This box examines the response of the investment fund sector to monetary policy shocks and the implications of this for financial stability. The investment fund sector has more than doubled in size since the global financial crisis. As the sector grows, so does its importance for the funding of economic activity and the transmission of monetary policy. But excessive risk-taking by funds can also have damaging effects for the wider financial system when it contributes to high levels of corporate leverage or when risky asset holdings need to be unwound quickly in times of market stress, as occurred in March 2020.

Businesses Seek to Help Female Caregivers Return to Workforce: Live Updates

Stocks Fall, as Crypto’s Volatility Bleeds Into Broader Markets: Live Updates RIGHT NOW Source: Factset Here’s what you need to know: Source: FactSet By: Ella Koeze Wall Street and corporate America have finally bought into Bitcoin, just in time for one of the ugly crashes the cryptocurrency regularly experiences. Stocks slumped for a third day as a bust in the world of crypto — until recently considered a side show to actual financial activity — bled into the broader markets and hammered shares closely linked to the difficult-to-define digital assets. The S&P 500 was down about 1 percent by midday, after dropping 0.9 percent on Tuesday with a sudden sell-off in the final hour of trading. The Nasdaq composite was down about 0.8 percent. Technology stocks led the declines.

Credit risk transmission during the pandemic: the sovereign-bank-corporate nexus

Prepared by Christian Gross and Cosimo Pancaro It has been argued that the coronavirus pandemic has strengthened what is known as the sovereign-bank-corporate nexus, also intensifying the transmission of credit risk shocks across sectors. [1], [2] An increase in interdependencies among sovereigns, banks and corporates may mean that if vulnerabilities arise in one sector, they become more likely to spill over to other sectors. This box sheds light on how the structure of cross-sectoral credit risk transmission has evolved since the start of the pandemic. It does so by using high-frequency, firm-level data on expected default frequencies (EDFs) to estimate the direction and intensity of credit risk spillovers between the sovereign, bank, non-bank financial and corporate sectors.

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