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Australian Treasury The Morrison Government will provide consumers and industry with greater certainty in relation to the insurance products that will be covered by the deferred sales model and anti-hawking regime. Consistent with recommendation 4.3 of the Financial Services Royal Commission, on 10 December 2020 the Government passed laws that introduced a deferred sales model for add on insurance. The legislation provided for regulations to exempt a class of add-on insurance products where it would not be appropriate that they be captured by the deferred sales model. Consultation has now concluded on the need for any limited class exemptions to be provided. The Government will exempt from the deferred sales model the following classes of insurance products: compulsory third party (CTP) insurance for motor vehicles; third party property damage, fire and theft insurance for motor vehicles; comprehensive insurance for boats, motorcycles, motorhomes, caravans, and trucks; insurance

Hayne royal commissionFinancial services royal commissionMorrison governmentHayne royalஹேன் அரச தரகுநிதி சேவைகள் அரச தரகுமோரிசன் அரசுஹேன் அரச