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It s OK to be bullish, but take stock of your finances

Don t let good farm prices make you complacent with your finances. By 5/3/2021 Despite the rosy outlook for commodities prices lately, farmers still need to watch their finances, and assess their balance sheets to put them in good financial standing. That’s the advice of Brian Philpot, CEO of AgAmerica Lending, one of the largest agricultural lenders in the United States. Philpot spoke with Successful Farming recently about the challenges farmers face – even with times more bullish than the past 7 years. SF: How are farmers doing today? Things sure look a lot different. Brian Philpot: Obviously prices are much improved where they ve been in the last several years. It was a rough, rough several years, and then COVID exacerbated some things. For the first time in a number of years, I think people feel pretty hopeful, are being more proactive and thinking about how they re going to move forward. You know, there s still uncertainty around a lot of things,

Young people urged not to bury head in the sand over money

Young people urged not to ‘bury head in the sand’ over money worries Advice on how talking can lead to support was shared during live Q&A broadcast on North Wales Live Facebook page Updated Advertorial Young people are being encouraged to talk about concerns over heir financial situation (Image: Photo by frank mckenna on Unsplash) Young people in North Wales should talk about money with experts, friends and family to access help and support. That was the message from NatWest Llandudno s senior personal banker, Sian Roberts and fellow panellists who came together on the North Wales Live Facebook page for a live Q&A video broadcast.

Wyoming Business Tips for Feb 8-14 | News | University of Wyoming

February 4, 2021 A weekly look at issues facing Wyoming business owners and entrepreneurs from the Wyoming Small Business Development Center (SBDC) Network, a collection of business assistance programs at the University of Wyoming. By Bruce Morse, regional director, Wyoming SBDC Network One thing that the COVID-19 pandemic exposed for many small-business owners is that they were not as prepared as they could have been for a dramatic financial downturn. This can happen in any economic dip or natural disaster, but the COVID-19 situation hit companies across the world all at once. What Makes a Resilient Business? What we also know is that those businesses that were positioned better financially going into the pandemic have been able to withstand the resulting hardship far better than those who were not as sound financially. Having cash reserves; access to funds, such as a revolving line of credit; and lower debt loads to service made sleeping at night much easier.

Money worries are increasing for young people - here s how to get your finances back on track

Money worries are increasing for young people - here s how to get your finances back on track
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