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Three sustainable investing themes for 2021 Jenn-Hui Tan, Global Head of Stewardship and Sustainable Investing, Fidelity International 13 th January 2021 4:22 pm We share how Fidelity plans to engage on three core sustainable investing themes in 2021: climate change combined with nature-based risks, employee welfare and digital ethics. We will also address those themes raised by our investment team as they engage with thousands of investee companies throughout the coming year. 1. Understanding nature-based risks as part of tackling climate change Climate change is the critical issue of our time. Without the rapid reduction of carbon emissions, it will become increasingly difficult, if not impossible, to avoid catastrophic climate effects that radically alter our way of life. The financial impact alone will be immense. A report by the Carbon Disclosure Project and University College London estimates that if nothing is done to reduce emissions, the costs of climate-related dam

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