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TransUnion v. Ramirez FCRA Class Certifications Case The Supreme Court of the United States conducted oral argument in the TransUnion v. Ramirez case yesterday. Hinshaw published a review of oral argument in today s ACA Daily newsletter, along with an overview of the issues at stake. We anticipate the court will issue its ruling before Independence Day. Third Circuit Says Law Firm s Consumer Call-Back Letter Was Not Deceptive Earlier this month, the Third Circuit found that the language If you wish to eliminate further collection action, please contact us at 800-832-7675 ext. 8500 was not a violation of the Fair Debt Collection Practices Act (FDCPA). The plaintiff in the matter represented a class of individuals who received a collection letter with the cited language and claimed that the language implied that a phone call would suffice for actions required by the FDCPA to be in writing. Specifically, the rule requires that a debtor provides written notice to the debt collecto

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