జీవితం పట్ల దృక్పథాన్ని మార్చేసింది కరోనా. మహమ్మారి కారణంగా చాలా కుటుంబాల్లో ఆర్థిక పరిస్థితులు తల్లకిందులయ్యాయి. ఆర్థిక వ్యవహారాలను ప్రణాళికాయుతంగా నిర్వహించే వారు పెద్దగా ఇబ్బంది పడలేదు.. కానీ, ముందుచూపు లేని వారికి జీవితం పట్ల వాస్తవం బోధపడింది. నగదు కోసం కష్టాలు ఎదుర్కొన్న వారు ఎందరో.. ఆస్తులు ఉన్నా వాటిని విక్రయించి సొమ్ము చేసుకోవడం అన్ని వేళలా సాధ్యపడుతుందని �
Overnight and liquid funds, where large companies park their short-term surplus cash, saw a net outflow of Rs 57,020 crore in May, reflecting the urgency to hold immediate cash. Low yields also prompted the companies to retreat.
I am a 24-year-old finance professional who has just started working. As part of my financial planning, I would like to make a satellite portfolio or an emergency corpus fund. I believe liquid funds a
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Importance of an emergency fund
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Mahesh works in the airline industry. In March 2020, when the Government announced a nationwide lockdown, all the airlines were grounded, and the cash inflows of Mahesh’s company dried up. The company delayed staff salaries for a couple of months. Mahesh was in a fix. His existing company was not paying him, and he could not look for a job in some other company as most companies had temporarily stopped hiring at that time. Mahesh did not have any savings to fall back on. It is during such a situation an emergency fund comes to your rescue. Let us understand how.