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Published July 28, 2021, 8:26 AM DiskarTech Jev dela Cruz, 21, was one of an estimated 51.2 million adult Filipinos nationwide who are considered unbanked by the Bangko Sentral ng Pilipinas (BSP). Then came Diskartech, Rizal Commercial Banking Corporation’s (RCBC) financial inclusion super-app that allowed him to open a basic savings account sans the complicated process of opening one. “If you ask a Filipino why they’re unbanked, many will say it’s because they don’t have enough money to open an account. DiskarTech allows anyone to open an account without a balance, maintain an account without a balance, and have no dormancy fees,” said Lito Villanueva, RCBC’s Executive Vice President, and Chief Innovation and Inclusion Officer.

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