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Equity release options widen as property wealth reaches £6tn

Equity release options widen as property wealth reaches £6tn By Gary Adams 8 th April 2021 10:37 am The number of equity release products available on the market grew by 100 in the second half of 2020, reaching 488 by the year’s end, says the Equity Release Council in its Spring 2021 market report. This compares to the 202 products two years previously, says the ERC. Additionally, the number of retirement interest-only products available reached 100 for the first time ever at the end of 2020. While the above was happening, the total value of UK private property rose to £6tn – or £4.6tn with mortgage debt discounted. This, too, is a first.

ERC: UK property wealth reaches a record £4 6trn

ERC: UK property wealth reaches a record £4 6trn
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Value of private property in Britain tops £6TRILLION for first time

The total value of private property in the UK topped £6trillion for the first time on record last year, fresh data reveals. Mortgage-holders also made an unprecedented £5.1billion worth of overpayments in the final quarter of 2020, but regular repayments remain below pre-pandemic levels, the Equity Release Council said. In the final quarter of last year, on average, mortgage overpayments topped around £192million a day, suggesting some households channelled savings made from enforced home-working to getting the debt on their home paid off quicker. Discounting mortgage debt, the amount of UK property equity which is privately owned reached a record £4.6trillion. Including the debt, it s over £6trillion

Value of private property in Britain tops £6TRILLION for first time

Value of private property in Britain tops £6TRILLION for first time
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