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Getting on to the property ladder is an aspiration shared by millions of people across the UK. Roughly two in five UK households are in the private or social rented accommodation according to ONS figures, and many will have aspirations to buy.  However, rising house prices mean that becoming a homeowner can seem an increasingly daunting task. Prices increased 6.4 per cent in the last year according to Nationwide, meaning that the average UK house price is now £229,748. House prices increased by 6.4 per cent in the last year, according to Nationwide UK rents have also increased by 3.7 per cent over the past year, making it harder to save. The average monthly rent now stands at £972 according to Rightmove.

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