Operator
Welcome to The Progressive Corporation s fourth-quarter investor event. The company will not make detailed comments related to quarterly results in addition to those provided in its annual reports on Form 10-K and the letter to shareholders, which has been posted to the company s website, and will use this event to respond to questions. Acting as moderator for the event will be Progressive s director of investor relations, Doug Constantine. At this time, I will turn the call over to Mr.
Constantine.
Director of Investor Relations
Thank you, Chris, and good afternoon. Although our quarterly investor relations events typically include the presentation on a specific portion of our business, we will instead use the 60 minutes scheduled for today s event for introductory comments by our CEO and a question-and-answer session with members of our leadership team. Questions can only be asked by telephone dial-in participants. The dial-in instructions may be found at investors.pro
Operator
Welcome to Marsh & McLennan s conference call. Today s call is being recorded. Fourth quarter 2020 financial results and supplemental information were issued earlier this morning. They are available on the company s website at mmc.com. Please note that remarks made today may include forward-looking statements, including certain expectations related to COVID-19 and other matters. Forward-looking statements are subject to risks and uncertainties and a variety of factors may cause actual results to differ materially from those contemplated by such statements. For a more detailed discussion of those factors, please refer to our earnings release for this quarter into our most recent SEC filings, including our most recent Form 10-K, all of which are available on the MMC website.