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As bitcoin and other cryptocurrencies roared back to life in 2020 and threatened the longstanding “cash is king” rhetoric, many central banks have been carving out a similar yet completely distinct concept: central bank digital currencies (CBDCs), their own solution to a cashless global financial system. China became the first major economy this week to create a blockchain-based digital version of its currency, the cyber yuan. This is good news on one hand for the country’s citizens who rely heavily on electronic payments, but it also gives the government greater oversight into the spending habits of its citizens. Sweden’s central bank, the Riksbank – the world’s oldest and often touted as the most advanced in exploring digital currencies – revealed this week that its current pilot project will take at least one more year to be ready, years later than the once suggested target date of 2018. The Riksbank has even given itself until 2026 to continue exploring the e-kron

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