Operator
Welcome to The Progressive Corporation s fourth-quarter investor event. The company will not make detailed comments related to quarterly results in addition to those provided in its annual reports on Form 10-K and the letter to shareholders, which has been posted to the company s website, and will use this event to respond to questions. Acting as moderator for the event will be Progressive s director of investor relations, Doug Constantine. At this time, I will turn the call over to Mr.
Constantine.
Director of Investor Relations
Thank you, Chris, and good afternoon. Although our quarterly investor relations events typically include the presentation on a specific portion of our business, we will instead use the 60 minutes scheduled for today s event for introductory comments by our CEO and a question-and-answer session with members of our leadership team. Questions can only be asked by telephone dial-in participants. The dial-in instructions may be found at investors.pro
Operator
Good morning. Welcome to the Willis Towers Watson Fourth Quarter 2020 Earnings Conference Call. Please refer to willistowerswatson.com for the press release and supplemental information that was issued earlier today. Today s call is being recorded and will be available for the next three months on Willis Towers Watson s website.
Some of the comments in today s call may constitute forward-looking statements, within the meaning of the Private Securities Reform Act of 1995. These forward-looking statements are subject to risks and uncertainties. Actual results may differ materially from those discussed today, and the company undertakes no obligation to update these statements, unless required by law. For more detailed discussion of these and other risk factors, investors should review the Forward-Looking Statements section of the earnings press release issued this morning as well as other disclosures in the most recent Form 10-K and in other Willis Towers Watson s SEC filings
Operator
Ladies and gentlemen, thank you for standing by and welcome to the Aflac Fourth Quarter 2020 Earnings Conference Call. [Operator Instructions]
I would now like to hand the conference over to your first speaker today, David Young, Vice President, Investor & Rating Agency Relations. Please go ahead, Mr. Young.
David Young
Vice President, Investor & Rating Agency Relations
Thank you, Carol, and good morning and welcome to Aflac Incorporated Fourth Quarter Earnings Call. As always, we have posted our earnings release and financial supplement to investors.aflac.com. This morning, we will be hearing remarks about the quarter and the year related to our operations in Japan and the United States amid the ongoing COVID-19 pandemic.