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When can you downgrade your credit card account?

When can you downgrade your credit card account? Katie Genter © Provided by The Points Guy MSN has partnered with The Points Guy for our coverage of credit card products. MSN and The Points Guy may receive a commission from card issuers. If the annual fee just came due for one of your travel rewards cards, you may find it difficult to justify the expense. If you currently aren’t able to maximize the card’s benefits, earning rates and redemption opportunities, you may not want to pay the annual fee. But there may be an option besides paying the annual fee, canceling your card or calling to see if you can snag a reconsideration offer. That option is to downgrade your card.

Best balance transfer credit cards: December 2020

Best balance transfer credit cards: December 2020
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