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How to do a balance transfer with Citi Bankrate 2/4/2021 © Nattakorn Maneerat / Shutterstock Nattakorn Maneerat / Shutterstock Citi is an advertising partner. While many card issuers pulled back their balance transfer offers in the midst of the pandemic, Citi has maintained its roster of cards with introductory 0 percent APR offers. As of today, a Citi card balance transfer can help you save money on interest for up to 18 months, which may be enough to pay down or pay off all your high-interest credit card debt. Some Citi balance transfer credit cards also extend introductory 0 percent APRs to purchases you make with your card, and others offer cash back for each dollar you spend.

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