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Operator Good day, and thank you for standing by. Welcome to the Customers Bancorp Inc. Second Quarter Earnings Conference Call. [Operator Instructions] [Operator Instructions] I would now like to hand the conference over to your speaker today, David Patty. Please go ahead. David W. Patti Director, Marketing and Communications Thank you, Alicia, and good morning, everyone. Thank you for joining us for the Customer Bancorp s earnings call for the second quarter of 2021. The presentation deck you will see during today s webcast has been posted on the Investor Relations page of the bank s website at www.customersbank.com. You can access the deck by clicking a red button marked latest earnings presentation. Our investor presentation includes important details that we will walk through on this morning s webcast. I encourage you to use, download or print the document. Before we begin, we would like to remind you that some of the statements we make today may be considered forward-lo

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