If a bank has multiple types of checking or savings accounts, different ones will probably come with different fees. Often, a more robust account charges a higher fee. A basic checking account may charge $5 per month, while a rewards checking account may charge $12 per month, for instance.
How to avoid a monthly maintenance fee
Most banks make it possible to waive monthly maintenance fees.
In many cases, you ll need to maintain a certain balance. You could waive the fee if you keep a minimum daily balance or an average daily balance over the course of the month.
Some checking accounts
No joint accounts
85,000 free ATMs nationwide
Earn 2.15% APY on balances up to $5,000; 0.25% APY on balances of $5,001 to $100,000; no APY on balances over $100,000
Choose 5 companies to earn 5% cash back with, on spending up to $500 per year
Interest compounded monthly, paid monthly
FDIC insured through partner bank, Evolve Bank & Trust Related
OnJuno Basic is a solid high-yield checking account. There s no minimum opening deposit or monthly maintenance fees. You ll earn 2.15% APY on balances up to $5,000, then 0.25% on balances up to $100,000. Even 0.25% APY is higher than what you ll earn with most checking accounts or even savings accounts.
OnJuno has a long list of companies you can earn cash back with. Choose five, and you ll earn 5% cash back on up to $500 of spending with those businesses each year.
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The 5 best prepaid debit cards of 2021 Table of Contents
The best prepaid debit cards of 2021
Prepaid debit card
Free reloads
Cash back
A prepaid debit card is a good tool if you don t have a checking account but don t want to carry around cash. It can also be useful if you have kids, and you want to teach them about money and monitor what they spend.
A good prepaid debit card should be affordable. This means it should be free or low-cost to register for a card and to reload the card with more money. Ideally, the monthly fees are low, there s a free ATM network, and you don t pay a fee each time you use the card.
BCB Community Bank, Holmdel Branch Manager Holly Schult: Making a Positive Impact in the Bayshore, and Beyond.
By JEANNE WALL
February 22, 2021 at 2:29 AM
Holmdel BCB Bayshore Community Bank is making a positive impact throughout the community.
Holmdel BCB Bayshore Community Bank is making a positive impact throughout the community.
Credits: 3 Chicks That Click Photography
Holly Schult, Manager, BCB, Bayshore.
Holly Schult, Manager, BCB, Bayshore.
Credits: HS
Branch Manager Holly Schult is a community maker, supporting local business.
Branch Manager Holly Schult is a community maker, supporting local business.
Credits: HS
Credits: HS
Holly Schult presents Dorothea Zando with a donation for the Victor Zando Foundation.