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Digital lender LoanTap has entered into a strategic partnership with Bank of Maharashtra for extending loans to micro, small and medium enterprises (MSMEs). Under the co-lending model, LoanTap will bear the 20 per cent exposure while the rest 80 per cent will be borne by the bank. Co-origination of loans as a scheme was introduced by the Reserve Bank of India (RBI) in 2018 to make non-banking finance companies and other banking institutions work closely with an increased focus on providing services like risk assessment to each other. The co-lending model introduced as a revision in November 2020 provides greater flexibility to lenders and aims to enhance credit for the unserved and underserved sectors.

Satyam kumarReserve bankManaging directorDigital lender loantapBank of maharashtraSmall and medium enterprises msmesCo lending modelIncreasing financial inclusionSimplify credit accessசத்யம் குமார்இருப்பு வங்கிநிர்வகித்தல் இயக்குனர்வங்கி ஆஃப் மகாராஷ்டிராஇணை கடன் மாதிரிஅதிகரித்து வருகிறது நிதி சேர்த்தல்எளிமைப்படுத்து கடன் நுழைவு