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Looking Back – The Citizens National Bank Submitted photos Submitted photos This is a looking back at the Citizens National Bank located at 1 Monument Square, Urbana. The first photo is a postcard photo of the bank building circa 1910. The second photo (#1719) is a circa 1940 postcard photo of the building. At the time of the second photo Miller Hardware was just north of the bank building. Note that during the time between the photos the cupola had been removed and the façade of the building, particularly on the first floor, had been altered. In 1860, James B. Armstrong, a former county treasurer, founded the Armstrong Bank in this building. In 1864, the bank was chartered as a national bank becoming the Citizens National Bank. The first stockholders were all local people. The five original directors were: Abner Whitely, James B. Armstrong, Daniel Blose, Edward Jennings and William Wiley. The early success of the bank resulted from good management and conservative banking m

United statesMonument squareChampaign countyDaniel bloseAbner whitelyJamesb armstrongWilliam wileyEdward jenningsArmstrong bankCitizens national bankChampaign county historical societyChampaign county historical museumBanking commissionMiller hardwareCitizens nationalState banking commission